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Property Damage Claims

Learn how property damage claims work after a car accident in Connecticut and when to contact a car accident lawyer.

PROPERTY DAMAGE CLAIMS

The Right Way to File a Property Damage Claim

In the time immediately following a car accident, one of the first things that many people will want to handle is the property damage that has occurred. Whether it was a rear-end collision, rollover, T-bone or head-on collision, your car can absorb a great deal of damage to the infrastructure.

After an auto accident, there are two ways to go about receiving the necessary amount of compensation to cover your damages:

  • Through your own insurance company
  • Through the company of the other driver

If you choose to go through your own insurance company, you will have to pay a deductible as the case is worked out. Your company will then give you access to a rental car, as long as your insurance covers it. Once the claim is settled, the other driver’s insurance will pay your insurance company, and you will be reimbursed for the deductible.

On the other hand, if you choose to go through the insurance company of the other involved driver, you will be paid directly for the repair and rental car by the other driver’s insurance company, if it does not object to your damage claim. If your car is totaled, however, do not be surprised if you have to deal with an adjuster to discuss the value of your vehicle and accurate cost of the damages.

Get Experienced Legal Representation For Your Car Accident

Property damage claims are never as cut and dry as one would like them to be. In fact, they can often bring with hem questions about fault and the value of the vehicles involved. Things become more complicated when someone is injured in the accident.

If a crash results in injuries, victims may be able to pursue a personal injury claim for compensation such as:

  • Medical bills
  • Lost wages
  • Future medical treatment
  • Pain and suffering
  • Long-term disability or reduced earning capacity

To ensure that your rights are protected and that you are not being taken advantage of after a serious car accident, contact a Connecticut car accident lawyer at McCoy & McCoy. Our car accident law firm has over 50 years of experience handling cases such as your own.

Unlike property damage claims, injury cases often involve complex negotiations with insurance companies and significant financial damages, which is why an experienced personal injury attorney can make a difference.

Injured in a Car Accident in Connecticut?

At McCoy & McCoy, our firm primarily focuses on helping people who were injured in car accidents, not property-damage-only claims.

If you were hurt in a crash, it is important to speak with a lawyer as soon as possible. Insurance companies often try to minimize payouts, especially in injury cases involving medical bills or long-term treatment.

Learn more about your legal options here:

MCCOY & MCCOY LAW FIRM

CT Personal Injury Lawyers

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