In the time immediately following a car accident, one of the first things that many people will want to handle is the property damage that has occurred. Whether it was a rear-end collision, a rollover, T-bone or head-on collision, your car can absorb a great deal of damage to the infrastructure.
After an auto accident, there are two ways to go about receiving the necessary amount of compensation to cover your damages:
Through your own insurance company
Through the company of the other driver
If you choose to go through your own insurance company, you will have to pay a deductible as the case is worked out. Your company will then give you access to a rental car, as long as your insurance covers it. Once the claim is settled, the other driver’s insurance will pay your insurance company, and you will be reimbursed for the deductible.
On the other hand, if you choose to go through the insurance company of the other involved driver, you will be paid directly for the repair and rental car by the other driver’s insurance company, if it does not object to your damage claim. If your car is totaled, however, do not be surprised if you have to deal with an adjuster to discuss the value of your vehicle and accurate cost of the damages.
To ensure that your rights are protected and that you are not being taken advantage of after a serious car accident, do not hesitate to secure the assistance of a car accident lawyer from McCoy & McCoy.
Based in Hartford, we have over 50 years of experience throughout Connecticut handling cases such as your own, and you can be confident that you will be treated with the utmost respect and care that you deserve.