Motorcyclist Went From a Denied Claim to $50K Settlement
A denied motorcycle accident claim became a $50,000 settlement after McCoy & McCoy uncovered the facts and fought for the injured rider.
- May 27, 2026
- By McCoy & McCoy
Motorcycle accidents can happen in seconds – especially on busy Connecticut highways where sudden lane changes and inattentive drivers can create dangerous situations for riders. According to the Connecticut Crash Data Repository, motorcycle crashes continue to cause serious injuries across Connecticut highways. Unfortunately, insurance companies do not always look beyond the surface of an accident report before denying a motorcycle accident claim.
In this recent Connecticut motorcycle accident case, our client was riding his motorcycle on the highway when another driver suddenly changed lanes directly into his path. With little time to react, our client collided with the rear of the vehicle after being cut off.
Because our client wanted immediate medical evaluation after the crash, he was transported from the scene by ambulance before police had the opportunity to interview him about what happened. The other driver simply reported that the motorcycle “hit the back” of her vehicle, and police initially placed our client at fault for the accident. Inaccurate or incomplete crash reports can significantly impact how insurance companies evaluate liability and may lead to unfair claim denials.
Insurance Company Denied the Claim
After reviewing the police report, the insurance company denied our client’s injury claim entirely. To make matters worse, the insurance carrier threatened to pursue our client for damages to their insured vehicle.
This is a common issue in Connecticut motorcycle accident cases. Insurance companies often rely heavily on initial crash reports without conducting a full investigation into how the collision actually occurred. In many rear-end motorcycle accidents, there may be additional factors involved, including unsafe lane changes, failure to yield, or negligent driving by the other motorist.
McCoy & McCoy Challenged the Denial
Motorcycle accident attorney Brian Parrott aggressively investigated the circumstances surrounding the crash and challenged the insurance company’s position.
Despite the initial denial of liability, Attorney Parrott successfully demonstrated the other driver’s role in causing the collision and fought to protect the injured motorcyclist from being unfairly blamed for the accident.
Connecticut follows a modified comparative negligence rule under Connecticut General Statutes § 52-572h, which means an injured motorcyclist may still recover compensation even if they were initially blamed for part of the accident.
Final Result: $50,000 Policy Limit Settlement
After pushing back against the insurance company’s denial and threats against the client, Attorney Parrott secured the full $50,000 policy limit settlement for the injured motorcyclist.
Motorcycle Claims Are Not Always What They Seem
Motorcycle accident cases are often more complicated than they initially appear. Riders are frequently blamed simply because of assumptions surrounding motorcycles or because they are unable to immediately explain their side of the story after suffering injuries.
At McCoy & McCoy, our motorcycle accident lawyers understand how insurance companies evaluate motorcycle accident claims – and how to challenge unfair denials. If you were injured in a Connecticut motorcycle accident, it is important to speak with an experienced attorney before accepting fault or speaking extensively with insurance adjusters.
Speak With a Connecticut Motorcycle Accident Lawyer
For over 50 years, our trusted motorcycle accident attorneys have been advocating for injured bikers throughout Connecticut with offices in Hartford, New Haven, and Torrington. Contact our Connecticut motorcycle accident lawyers to talk about your potential motorcycle accident case.
Talk To an Attorney Today
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