Incorrect Police Report & Rejected Insurance Claim in a Car Accident
Was your claim denied because of an incorrect police report? Our lawyers can challenge inaccurate police reports to get you compensation.
Car Accidents
INCORRECT POLICE REPORT? WE CAN HELP
What if the Police Report is Inaccurate?
When a car accident occurs, one of the first things law enforcement will do is file a police report that will document evidence of the crash. This report often includes crucial information such as the driver’s statements, witness accounts, vehicle positions, and preliminary conclusions about fault. Because of this, a police report after a car accident can have a major influence on your insurance claim and any potential lawsuit that follows.
But what happens if the police report after a car accident is wrong? What if the other officer misunderstood the facts, wrote down inaccurate information, or left out key details that change who appears to be at fault?
Unfortunately, an incorrect police report after a car accident can have consequences – especially if the insurer relies on that report to reject your claim. If the report favors the other driver, their insurance company might use it to deny your claim, even when you were not at fault. If you believe key details were misrepresented, it’s important to take action right away to protect your right to fair compensation.
Why Police Reports Aren’t Always Perfect
While police officers do their best to record what happened, they are still human — and human error is possible. In many cases, the responding officer did not actually witness the accident and must rely on statements from the involved parties. If one driver gives a more confident or detailed account, or if key witnesses are unavailable, the report may reflect a biased version of events.
Other times, weather conditions, traffic congestion, or lack of evidence can make it difficult for an officer to draw accurate conclusions. Mistakes such as misreporting the location, misstating the sequence of events, or even listing the wrong vehicle as “Driver 1” can all affect how fault appears on paper.
Even small errors can have big consequences when insurance companies review the report. If they see that the report points blame at you, it could lead to a rejected insurance claim after a car accident — costing you thousands of dollars in medical bills and vehicle repairs.
Steps to Take If the Police Report After a Car Accident Is Incorrect
If you suspect the report contains errors, act quickly. There are several steps you can take to address an incorrect police report:
Request a Copy of the Police Report
Obtain the official version from the responding department as soon as possible. Read through it carefully to identify any inaccuracies or omissions.
Gather Supporting Evidence
Collect photos, dashcam footage, witness statements, and medical documentation that support your version of events. This evidence can help your attorney build a strong case.
Contact a Car Accident Lawyer
Don’t attempt to fight the insurance company alone. A knowledgeable Hartford car accident attorney can communicate with both the police department and the insurer to challenge inaccuracies and ensure your side of the story is represented.
Request an Amendment or Addendum
In some cases, the officer may be willing to correct factual errors or add an official note to clarify your concerns. While not every change will be accepted, your lawyer can help submit a professional written request.
How McCoy & McCoy Can Help
At McCoy & McCoy, our car accident lawyers understand that an inaccurate police report can make or break your case. Our attorneys have decades of experience investigating car accidents throughout Connecticut, and we know how to uncover the truth even when the initial report gets it wrong.
We can help by:
Contacting the insurance adjuster to demand the evidence being used to deny liability
Reviewing the police report line by line to identify discrepancies
Reconstructing the accident using photographs, videos, and expert witnesses
Communicating with law enforcement on your behalf to correct factual inaccuracies
Appealing denied insurance claims when coverage was wrongfully rejected
Our goal is to make sure that an officer’s mistake doesn’t cost you the compensation you deserve. Whether your claim has been delayed, undervalued, or outright denied, we are ready to fight back and set the record straight.
When the Police Report Is Inaccurate, We Can:
Remind the adjuster that the officer was not present at the time of the crash
Emphasize that police reports are not definitive proof of fault
Point out that no citation was issued after the accident
Demonstrate inconsistencies between the report and physical evidence
Show that the report may have relied on guesswork rather than clear facts
These arguments can be highly effective in negotiations with insurance adjusters who are relying too heavily on a flawed report.
What to Do If Your Insurance Claim Is Rejected After a Car Accident
Receiving a rejected insurance claim after a car accident can feel like a dead end, but it doesn’t have to be. Insurance companies often deny claims based on insufficient evidence or misleading information — especially when an incorrect police report is involved.
Here’s what you should do if your claim is denied:
Don’t Panic — Review the Denial Letter Carefully
The denial should state the reason. In many cases, insurers cite “fault determination” based on the police report.
Contact an Attorney Right Away
A skilled Connecticut car accident lawyer can challenge the denial by presenting additional evidence and pointing out inconsistencies in the insurer’s reasoning.
Avoid Communicating Directly with the Insurance Adjuster
Let your lawyer handle all correspondence. Adjusters may try to twist your words to further justify their denial.
Prepare for Negotiation or Litigation
Most of the time, insurers will reconsider once they realize you have experienced legal counsel ready to take the case to court.
At McCoy & McCoy, we regularly handle cases where the client’s insurance claim was initially rejected due to an officer’s mistake or incomplete information. Our firm’s reputation for thorough case preparation often motivates insurers to settle rather than risk litigation.
Don’t Let an Incorrect Police Report Cost You Compensation
If your car accident claim has been rejected because of an inaccurate or incorrect police report, you have legal options. You deserve an advocate who understands the complexities of Connecticut’s insurance and negligence laws.
At McCoy & McCoy, our team of board-certified trial attorneys has decades of experience representing injured victims across Connecticut. We’ll thoroughly investigate your crash, identify errors in the report, and hold negligent parties accountable.
Don’t let an insurance company or a mistaken report determine your future. Contact McCoy & McCoy today for a free consultation and let us fight for the justice and financial recovery you deserve.
MCCOY & MCCOY LAW FIRM
CT Personal Injury Lawyers
Established in the 1960, the law firm of McCoy & McCoy continues to provide residents of Connecticut with reliable, sympathetic, and efficient legal help in the areas of accident claims, personal injury, and wrongful deaths. With over 50+ years of combined experience, our team compromises Connecticut natives who have a passion for justice and the local communities we live in.
Few law firms that practice personal injury can truthfully state that 100% of efforts are allocated to cases involving serious injures. We understand these cases involve complex legal theories and that our clients face added obstacles created by catastrophic injuries through no fault of their own.
Contact us today for a free consultation.
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